Find a checking account that fits your needs.

Free Checking

A free, simple, convenient, secure, paperless account!

  • Minimum to Open $100
  • No Monthly Service Charge
  • Check Safekeeping
  • Unlimited Check Writing
  • 2 free Foreign ATM Transactions Per Statement Cycle
  • Visa Debit Card or ATM Card Available Upon Request
  • Free Notary Service
  • Free Online Banking, BillPay, and Paperless Statements

Advantage Checking

A checking account with an earnings credit on balances above $100.

  • Minimum to Open $100
  • Earnings Credit on Balances above $100
  • Monthly Service Charge $3.00
  • Check Images Returned
  • 2 free Foreign ATM Transactions Per Statement Cycle
  • Visa Debit Card or ATM Card Available Upon Request
  • Free Notary Service
  • Free Online Banking, BillPay, and Paperless Statements

Premier Checking

Grow your money with an account that earns you interest.

  • Minimum to Open $1,000
  • Interest Bearing Account
  • No Monthly Service Charge if Balance is above $1,000
  • Check Images Returned
  • 2 free Foreign ATM Transactions Per Statement Cycle
  • Visa® Debit Card or ATM Card Available Upon Request
  • Free Notary Service
  • Free Online Banking, BillPay, and Paperless Statements
  • First Year Discount on Safety Deposit Box

Checking Account Benefits

Mobile Banking

Pay almost anywhere you can swipe or tap.

Online Banking

Manage and organize your finances 24/7.

Digital Payments

Apple PayTM – Visa SRC – Samsung Pay; whatever your preference, pay with convenience.

Account Alerts

Balance getting low? Upcoming payments? Stay in-the-know with custom alerts.

* Available on a First State Bank checking or savings account. Subject to qualifications.
** A surcharge may be assessed by the financial institution that owns the ATM.